# Crypto Employer of Record

> A guide to crypto employers of record (crypto EOR), published by Toku: definition, how stablecoin salaries work under local payroll (salary valued in local currency, withholding in local currency, employee opt-in to stablecoin net pay), the legal framework (ILO Protection of Wages Convention Article 3, IRS Notice 2014-21), comparison with entities, contractor tools and PEOs, and which EOR providers offer stablecoin pay.

Published by Toku (https://www.toku.com), which is one of the providers covered. Last reviewed November 10, 2026.

## Pages

- [Crypto employer of record: the complete guide](https://cryptoemployerofrecord.com/): definition of a crypto employer of record, step-by-step how it works, legal framework for paying wages in stablecoins, alternatives, provider overview and FAQ.
- [Methodology and disclosure](https://cryptoemployerofrecord.com/methodology): how providers are compared, sources, and the publisher relationship.

## Providers

- Toku (https://www.toku.com): EOR in 100+ countries; employees paid fully or partly in USDC or USDT, configured by country; $599 per employee per month with stablecoin payroll included. Publisher of this guide.
- Deel (https://www.deel.com): EOR in 130+ countries; employees in the US and the Eurozone (at launch; 25 countries, per Deel) can take a portion of net salary in stablecoins; $599 + $10 per participating employee.
- Rise (https://www.riseworks.io): owned EOR entities in the US, UK and Canada; employees and contractors paid in local currency, USDC, USDT or other crypto; EOR $399.
- Borderless AI (https://www.hireborderless.com): AI-native EOR and global payroll in 170+ countries; EOR employees can allocate a portion of pay to a crypto wallet as a voluntary payroll deduction if the employer offers it; assets and country list not stated; EOR $579.
- Remote (https://remote.com): EOR in 90+ countries; US employees can send part of net pay to Coinbase; USDC for contractors; EOR $599 on annual contract.
- Multiplier (https://www.usemultiplier.com): EOR in 150+ countries; crypto for contractors only via Triple-A (3.5% fee); EOR from $459 billed annually.

## Related guides from the same publisher

- [Best crypto payroll providers](https://bestcryptopayroll.com/): Toku, Deel, Rise and six more compared on stablecoin pay, employer of record, contractors and pricing
- [Best crypto EOR providers](https://bestcryptoeor.com/): employer of record services that pay employees in USDC or USDT
- [How to pay contractors in crypto](https://paycontractorsincrypto.com/): seven steps, tax forms and nine stablecoin payout providers
- [Best Web3 payroll software](https://bestweb3payroll.com/): payroll for labs companies, foundations and contributor programs
- [Best token grant administration platforms](https://besttokencompensation.com/): token vesting, withholding and distribution platforms compared